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BancWare ALM: Managing Risk Across Your Balance Sheet

Better information and analysis means better decisions. A proven leader in balance sheet management software, BancWare provides a range of flexible and scalable asset/liability (ALM) solutions, allowing you to design and implement a solution to meet your enterprise goals.  Over 400 banks, financial institutions, mortgage and credit lenders worldwide trust BancWare to effectively deliver high-caliber, actionable intelligence.

 *BancWare ALM gives you greater confidence in your balance sheet projections and analysis through:
 *Comprehensive analytics with multidimensional views
 *Unlimited simulation and modeling capabilities for ay type of financial instrument
 *Highly reliable data integration

In addition, BancWare ALM allows users across your organization to manipulate and report on the results, all in an interface that is uniquely integrated with Microsoft Excel.

Powerful Technology and Proven Solutions

A forerunner of technical innovation, BancWare helped pioneer sophisticated asset/liability analysis and balance sheet modeling and planning.  BancWare was at the forefront of providing full Excel integration and forecast centric Monte Carlo simulation capabilities. We have taken the best from over 20 years of ALM and strategic planning expertise, built powerful technology platforms, and developed more predictive analytical tools, providing you with precise results for your business. 

Asset/Liability Management to Fit Your Institution

A key reason for our success is our belief that every bank's risk and performance management requirements are unique.  Within the BancWare ALM solution suite, we offer a variety of configurations and modules to meet the specific requirements of your institution, from standard ALCO reporting on a stand-alone PC to sophisticated analytical capabilities in a multi-user, distributed compute environment. 

Integrated Risk Solution

BancWare provides the highest quality integrated solutions for asset/liability management, income simulation, data management, funds transfer pricing, budgeting, planning, regulatory compliance and credit risk. BancWare ALM is a key component of an integrated solution for analyzing performance, managing risk, and effectively assessing opportunities. Our software applications, data management tools and expert consulting services support a diverse clientele of financial institutions worldwide, providing high-caliber, actionable intelligence.

What You Can Achieve with BancWare ALM

 *Evaluate the impact of runoff and new business volumes, either in combination or as separate calculations 
 *Model the effect of product and business decisions on your future balance sheets in multiple currencies
 *Review multiple levels of your planning hierarchy on a detailed or consolidated basis
 *Support decisions to improve risk adjusted returns and reduce volatility of earnings
 *Manage and understand the impact of interest-rate risk volatility on your balance sheet
 *More accurately project net interest revenues, evaluate pricing strategies, and manage expectations
 *Narrow the variance between the actual and the projected interest rate margin
 *Mark-to-market your balance sheet, portfolio, or individual securities
 *Forecast investment portfolios and off-balance sheet items

Flexible Modeling and Reporting

BancWare understands the needs of ALM professionals, and we have designed our open architecture software to maximize your workflow efficiency.

 *-BancWare offers a completely open solution, utilizing an SQL server database back-end.
 *-With a powerful and flexible component-based architecture and object-oriented modeling environment, BancWare provides unlimited modeling capabilities and unlimited flexibility in the definition of business assumptions. 
 *-BancWare is fully integrated with Microsoft® Excel, increasing your ability to model, interpret, and communicate important financial information throughout your organization and giving you the power of Excel's graphics, charts and tables.
 *-With BancWare's drill-down capabilities, you are one click away from complete data transparency as users can examine the detail that supports all of the reported results at the individual position level.
 *-BancWare's interface provides easy methodologies to modeling financial products.  For non-traditional products, our accelerated equation builder allows you to create models on the fly and define the properties and behaviors of any instrument or customer segment.

Dynamic and Multi-dimensional Reporting

In addition to pre-formatted report templates and concise standard reports, BancWare's interactive report capabilities and intuitive user interface provide you with an array of methods for analyzing and presenting results.

Multi-dimensional analysis

BancWare allows you to build balance sheet models that measure and forecast all drivers of your business. In addition to traditional dimensions such as products, business units, customer segments, and market exposures, BancWare allows you to model time dimensions, including full history, forecast/budget versus actual, new business against current position, and model versions.

Reporting Flexibility

 *-Create customized reports that can be automatically updated
 *­-Distribute concise analysis to management through your browser, email or network
 *­-Regulatory reporting is fully supported, including Basel II, IAS 39, and FASB 133.

Powerful Enterprise Technology

To maximize scalability, flexibility, and computational throughput, BancWare is a certified Microsoft Solutions Provider and takes advantage of the latest Windows® development technology.  Users can choose to license only the modules that are relevant to their needs and can easily scale up to meet their modeling requirements.

     Multi-user: Facilitates the collaborative work of ALM analysts

    with fully interactive simulations

     Distributed Compute: Computations can be distributed to

    several servers to speed the time to solution

     Deployment Options: BancWare's flexibility technology

    supports multi-tiered architectures, allowing you to deploy

    software in a variety of configurations.

Data Confidence

Data accuracy is critical to predictive analysis.  The BancWare ALM solution offers authoritative data integration tools that:

 *Extract, validate and normalize data across your internal systems and third-party data providers
 *Enhance position-level information with algorithms for data manipulation and financial calculations
 *Interface with any ODBC compliant database and captures information from any file format, including real-time messaging
 *Offer rules and pre-built templates to fix data exceptions, create audit trails, and generate missing data reports
 *Allow easy modification and maintenance of data to your ALM models

Proven Record of Customer Support Excellence

Delivered and supported by our team of industry experts, BancWare provides consistent, predictable implementations "on time and on budget." Moreover, our highly trained consulting and support team is always available to provide training, customize your implementation, and offer advanced risk management consulting.

Keywords
133
account control
ALM
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ALM modeling
asset and liability management
asset liability
asset management
BancWare
banking software
banking systems
banking technology
Basel II
distributed computing
earnings at risk
enterprise
FASB
funds transfer pricing
GAP analysis
hedge analysis
IAS 39
liability management
market valuation
market value calculation
mark-to-market
modeling capabilities
Monte Carlo
Monte Carlo simulation
mortgage servicing
multi-currency
Net Interest
net interest income
optimal option
run-off income
SQL Server
stochastic
total return
value at risk
VaR
what-if

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